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Blue Cash from American Express

No annual fee
Up to 5% cash back on all qualified purchases with Unlimited Cash Rewards
Flexibility to pay over time
"0% Intro APR for 6 months."
Online application approval decisions in under 60 seconds
Balance transfer requests submitted on application receive APR of 4.99% for life of the balance.
Go To Rate: Prime + as low as 4.99%
Express Approval. Get a decision in less than 60 seconds.

Take a look at some of the great benefits offered by Blue Cash from American Express! · No annual fee · Up to 5% cash back · 0% Introductory APR
Take a look at some of the great benefits offered by
American Express® Blue CashSM
No annual fee
Earn up to 5% cash back at the places you frequent most, like supermarkets, drugstores and gas stations.
Express Pay is built into the card! Checking out is a breeze with the built-in ExpressPay feature, a payment technology that lets you make purchases without having to swipe your Blue Cash from American Express
0% Introductory APR; as low as a variable Prime + 4.99% APR thereafter
Up to $100,000 line of credit
Choose to carry a balance or pay in full
Online Fraud Protection Guarantee--protects you against unauthorized purchases online.
Built-in Smart Chip--for added Internet security.
Plus, An Exciting, Free Rewards Program
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DID YOU KNOW?

	It may not be surprising to know that the $84,454 is the average household's personal debt in the United States. Even though you may have more or less than the statistical average, it may be comforting to know that you regardless of your financial situation can get out of debt before your debt goes further. Pinpoint your spending habits to guide to help you realize what has damaged your personal finance. For many people it is simple just spending too much money, for others it might a combination of bad time, student loans, etc. Whatever your current financial situation you must be able to stop doing wrong before you can start healing your credit and finances. A few examples are… Spending to much Money on Entertainment Spending to much than your making Cable Internet/TV Eating out “If you have to use your credit card you probably can’t afford it”. Credit Cards are some of the healthiest businesses in American earning billions of dollars in revenue yearly. Why? People spend too much money and get in debt to quickly in their youth. First identify if you are on of these persons. Do you have more than two credit cards? How often do you use your credit card? What is your interest rate? How much do you own on your credit cards? Do you pay your credit card off with another credit card? Please realize that the last question, paying off your credit card is an absolute no-no. You are basically paying off one debt for an even bigger one. Most people have a lot more than two credit cards, but why? You can only use one at a time? Or are you buying more than you can actually afford? The key to get out of debt is to cut your spending and save 10% of your take home pay, which you use to pay off your debts. Get out of Debt In order to be financial free of debt you need to stop spending and you need to get lower interest rates. You need to finance your debt into a debt consolidation loan, or refinance your home loan. This is the normal situation for most of us; however loan options will differ on individuals. Say you’re paying 15% interest rate on your credit card, which is low for most. Lets also that you have the average $8,000 in credit card debt (National Average). Lets also say you have an additional $20,000 in student loans, personal loans, etc at a rate of 5% annually.(Not including mortgage, or car loans). If you were to get a debt consolidation loan, which offers you a loan to pay back your current debts normally at a lower interest rate you would be saving money in interest payments. Accelerating your Finances Now to really get out of debt, you need to apply the first rule. Cut 10% of your take spending right off the top. Lets say you take home $1,800/Month (after taxes, etc). Most would be going to see movies, going on dates, eating out, buying clothes. Well if you can manage your personal finance and save that extra $180/Month, and you put that toward your debt consolidation loan. You will be financially free two-to- three times faster, and have saved thousands in interest payments than if you just paid of the debt consolidation loan minimum payment.

As your company begins to grow, you may be ready to undertake some credit risks by opening an account with MasterCard merchant account providers. A merchant account will provide the means of securing electronic equipment to upgrade your business dealings. The principal benefit is the opportunity to accept credit card payments from your customers. People love to shop using plastic these days, and they often will avoid businesses that do not offer this convenient bill-paying method. Make it easy for your customers to do business with you by providing credit card payments through a low cost merchant account.

With a MasterCard merchant account, you will enjoy the means of expanding the way you do business. A financial underwriter can quickly approve your application if your company is solvent and is prepared to make timely monthly payments for this service. A MasterCard account for your business will let you offer credit card paying options for your customers in real time transactions via a variety of methods. For example, if you do business in a shop or a store, you can install a credit card swiping unit that lets customers pay by credit at the checkout line. But if you operate business while on the move by operating a home or business delivery service, for example, you can take a wireless credit card processor with you to let customers pay immediately. This can save you time and money when you avoid sending out monthly statements and tracking bad checks. You also can take along a pager that will let you stay in touch with employees at the home office or customers who are waiting for your arrival.

Perhaps the best way to use a MasterCard merchant account is to set up a company Website, unless you already have one, and equip it to accept credit card payments online. Your customers will love the ease with which they can browse your site at any time and pay when they are ready instead of coming in to your shop during regular business hours. A Website designer can work with you to create a functional, exciting representation of your business that can operate indefinitely in cyberspace, often without constant support. Of course, you will need to maintain technical support on an as-needed basis, although your merchant account provider may include this as part of the terms. Your site should also feature an email link so customers can get in touch with questions or concerns. It is important that your site be maintained on a regular basis to get rid of broken links or add new ones that are more relevant. You also can add the newest products and prices to your site to keep your customers up to date with company wares. An occasional discount, survey, or industry tip will keep them coming back on a routine basis.

These are just some of the fantastic ways that you can promote your company beyond the usual ways. Talk to your financial underwriter about the terms and costs of a MasterCard merchant account.