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Discover Open Road(SM) Card

0% Intro APR*
5% Cashback Bonus for your gas and auto maintenance purchases.
Earn up to 1% Cashback Bonus on all other purchases automatically
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee

Earn 5% Cashback Bonus® on gas and auto maintenance purchases and up to 1% Cashback Bonus on all your other purchases.
Pay no annual fee. For your peace of mind you'll have a $0 fraud liability guarantee and the easy online Account options that put you in control.
You also have the option to Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners.
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DID YOU KNOW?

	So you took advantage of one of those credit repair credit cards with higher interest rates to help you repair your credit? Or perhaps you missed a payment or two a while back and are now saddled with a fairly large balance on a high interest credit card. Maybe it was your first credit card, and you're still paying the interest rate offered to those with no status credit. No matter what the reason, you've got a credit card balance on which you're paying interest rates higher than average, and you'd like to cut those monthly payments. Welcome to the world of balance transfer credit cards. Balance transfer credit cards are credit cards that offer a special interest rate on accounts transferred from another credit card. Essentially, when you take advantage of balance transfer credit cards, you're borrowing money on your new credit card to pay off the balance on your old (higher interest) credit card, then repaying the new credit card company at a lower rate of interest. 0% balance transfer rates have been a popular incentive for credit card companies to attract business for the past several years. Lately, though, many credit card companies have found that offering 0% balance transfers is a losing proposition for them as customers play credit card shuffle, moving their account balances from one card to another whenever the 0% interest rate ends. In order to combat that practice, credit card companies are getting more creative with their balance transfer credit cards. That's why it's important to compare balance transfer credit cards to be sure you're getting the best possible deal - or at least one that actually will save you money in the long run. Here are some things to watch for when comparing balance transfer credit cards: How long does the introductory balance transfer rate last? The 0% balance transfer interest rate is usually an introductory rate. As long as you pay off the entire balance within the introductory period - usually six to nine months - you pay no interest at all on the amount that you've transferred. How much is the balance transfer fee? Often, there's a charge for transferring your balance from one card to another. Be sure to include that fee in your costs when you compare balance transfer credit cards. What is the interest rate AFTER the introductory period ends? The introductory rate will end eventually. How much will you be paying in interest after it ends? Will that apply to the entire balance, or just the amount left on your transferred balance? Are there other restrictions? The newer balance transfer credit cards offer other incentives than 0% interest rates on your transferred balance, or may include restrictions to how long the balance must remain on the card. Many of the new balance transfer credit cards offer an interest free second year, or a one-month free payment rather than a 0% transfer fee as a way to get around the credit card balance shufflers. When you compare balance transfer credit cards, be sure to make a note of any restrictions on the balance transfer offers. So you can see it's important to compare balance transfer credit cards to check the best deal. With credit card comparison sites you'll find all the latest no interest balance transfer credit cards, along with details so that you can compare balance transfer credit cards to be sure you're getting a deal that will save you money.

If you are a typical driver, you drive more than 1300 miles in a month and, over the course of a year you'll purchase about 600 gallons of fuel to keep your car going. That's the “typical” driver; you may not drive quite that much or you may drive a lot more than that but the point is, at current gas prices, you might be spending as much as $1500 a year or more just to keep gas in your car. Unfortunately, experts in the field predict gas prices going up from what they are now, giving us all a large incentive to try and find ways to reduce our fuel consumption. There are some ways to do that!

The next time you reach for your car keys ask yourself: 'Do I really need to drive?' Every trip to the store does not require car keys; you may find that there are ways of getting to your destination that are less expensive or even free:

Walk! If your destination is just a quarter of a mile or so away, walking those few blocks will not only save your gas money it will help you stay in good shape.

Peddle! You may own a bicycle that's sitting in a corner and not being used; dust it off and use it for those destinations that are just two or three miles away. Don't worry! You never forget how to ride a bike! If you don't own a bicycle, consider buying one.

Public transportation! For those trips that are just not practical for walking or peddling, consider your public transportation options.

Ride sharing! There are literally thousands of carpools operating five days a week and saving their members plenty of money on gas and on wear and tear on their cars. Ask around at work, you may be able to find two or three people who live in your general area and who are willing to start a carpool. Also ask at work if the company has considered starting a van pool -- they may already have one that you can get in on.

Neighborhood networking! Many times, in suburbs and small communities, neighbors get together for weekly trips to the grocery store or into town for other shopping or supplies -- one week one person drives and the next week someone else drives. That type of arrangement also works great for getting the kids to school and home when you live in an area where there is no school bus service.

Telecommuting! More and more people are working for home and, with modern technology, they can even attend virtual meetings right from home. There are thousands of companies across the country that allow telecommuting and, if you can present it as a practical alternative to your management, you may join the ranks of telecommuters -- at least some days of the week.

Perhaps you have no choice -- there is just no way, other than driving, to get from 'Point A' to 'Point B;' there are some things you can do to make your driving a money-saving experience.

Moderation! Watch your speed, if you drive at posted speed limits you'll actually be driving at the most fuel-efficient speeds; if you have cruise control, use it for highway driving. When pulling away from a stop sign or light, don't 'floor it;' jackrabbit starts are a big waste of gas. Jamming on your breaks wastes gas also and, more importantly, if you find yourself constantly hitting the breaks hard you're driving far too aggressively; there is no need to add medical bills to your gas bills.

Plan ahead! During the morning and afternoon 'rush hours' you may find that the shortest route between home and work is also the most congested. Find an alternate route, even if its a little longer, it will get you out of those gas-wasting traffic jams. It also may be possible to have your work schedule changed so that you can miss the heavy traffic on the major highways.

Driving 'lite'! The lighter your vehicle is, the less gas it will use. Don't lug around unnecessary weight. Also, use the cars well-designed aerodynamics to your advantage by keeping your windows closed and not having anything strapped to the top of your car.

Keep your car in shape! A well maintained car will burn less gas than one that has been neglected: keep your tires properly inflated; use the proper (manufacturer recommended) oil and gas in your car; change your oil and have tune-ups at regular intervals. If your tires need replacement, look for tires that are rated as LRR (Low Rolling Resistance). Proper tire inflation along with the LRR tires will be your biggest fuel savers.

Rising gas prices will probably be with us for quite a long time so, if you are interested in saving money on gas, take these tips very seriously.