Home > > Chase Business Rebate Card

Chase Business Rebate Card

3% Cash Back** for purchases
1% Cash Back on all other purchases
0% Intro FIXED APR for up to 12 billing cycles on purchases*
No Annual Fee
FREE additional cards
Up to $35,000 credit for your business


MAKE YOUR BUSINESS EVEN MORE REWARDING

Apply Now for the

Chase Business Rebate Card

• 3% Cash Back2,3 for purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement stores
  
• 1% Cash Back on all other purchases
  
• 0% APR for up to 12 Months1 on purchases and balance transfers
  
• No Annual Fee
  
• FREE additional cards for your employees, FREE quarterly reports, and other online account management tools to help you keep track of your business expenses
  

DID YOU KNOW?

	Do you have a pension plan? Are you counting on it for your retirement? Well, good luck. The chances are that when it comes due it won’t be there. Don’t kill the messenger. I’m here to help you and I’m not from the government. You have read about many companies that are in default on their pension plan payments and many others that are discontinuing contributory plans. In other words you are on your own when it comes to creating a retirement plan. We won’t discuss health benefits also being eliminated at this time. If your employer will not help (I said help and not provide) with your saving for the future what can you do? If you don’t have a rich relative you better look in the mirror and see who is going to take care of you when you decide to retire (or be fired). You may not be able to find another job or you might not be in good enough health to work at all. That nest egg better be there. Many small businesses do not have the capabilities to have even a simple plan because there are restrictions and legal requirements that can be expensive as well as liabilities the company does not wish to take on. Ask the boss if he will implement one, but don’t blame him if he refuses. It is ultimately your responsibility to take care of yourself. If an employer cannot or will not set up a retirement plan for you then it is up to you to do for yourself. You can do this at no charge at almost any brokerage company or bank. All it takes is some of your time. These institutions want your money and will do the paperwork with you. My suggestion is with a large well-known discount broker. A simple IRA can be done very quickly. You will want what is called a Self Directed IRA. This allows you to invest your funds in almost anything. Stick with safe equities such as money markets, mutual funds and Treasury Bonds, maybe some in each category. Because most people are not familiar with investing do not put money into unknown equities such as Limited Partnerships. See if you can have your employer make a direct deposit each payday into that account as a deduction from your paycheck. That way you won’t spend it before you get there. Brokers and bankers will want to give you “advice”. Don’t listen. Do your own research as to how to make money. The most important thing about the stock market is knowing when to sell NOT when or what to buy. If you don’t have an exit strategy then do not invest in the stock market. Stay with nice safe Treasury bonds. When you do reach retirement the pension plan you set up will then decide your diet of either cat food or filet mignon. That decision is up to you starting right now. you to know. Copyright 2005

The beginning of a new year is a time when many of us make resolutions, some resolutions are intended to improve aspects of our personal life and some are professional life-based resolutions to achieve certain goals. Among the personal and professional resolutions you may be making, consider a resolution to improve the health of your business.

Business wellness is just like personal wellness, when your body, mind and spirit work together to maintain complete health; likewise, business wellness happens when all elements of your business including income, receivables, cash flow, debt and taxes are working together to keep your business at optimum health so you can sustain growth and profitability. And, just as the best way to maintain personal health and wellness is to exercise, eat well and take time to relax, there are keys to planning for and maintaining business wellness. Two important planning tools to maintaining business wellness are a financial snapshot and a business roadmap.

Financial Snapshot

The first step toward business wellness is creating a complete and accurate view of your business’ financial position; knowing the financial health of your business right now allows you to begin the process of planning for its future. A financial snapshot includes your sales, expenses, debt, leases, insurance, taxes, etc. It’s important you know the core costs of your business, where every dollar is coming in from and where it’s going. The snapshot is the initial step to know where your business is financially, at this moment.

Business Roadmap

From the numbers that determine your financial snapshot, you can then create a cash flow model for today and into the future; this is your business roadmap, your financial plan. Your business roadmap enables you to project and plan for how your business should perform in future weeks, months and years. It enables you to plan to buy new equipment, hire staff, restructure debt, apply for capital or expand your location. The business roadmap is vitally important to the success of your business.

Achieving Business Wellness

The financial snapshot and business roadmap are the key tools you need to be knowledgeable and informed about the financial health of your business, where it is today and where you want it to be in the future. These tools enable you to meet your goals confidently and with peace of mind about the stability and success of your business. Here’s to business wellness in ’06!