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Bank of America Platinum Plus Visa Card

Card issued by FIA Card Services, NA.
Mini Card available
Photo Expressions available
0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 months.
No Annual Fee
Credit lines as high as $25,000
Online Banking Service
Total Security Protection®

Start building a solid credit history with

Visa® Platinum Plus®

• No annual fee
  
• 0% Introductory APR on purchases, balance transfers, and cash advance checks for your first 6 billing cycles†
  
• After your introductory APR expires, you will receive a variable APR on purchases, balance transfers, and cash advance checks currently Prime + 2.99% for Platinum Plus® accounts or Prime + 12.99% for Preferred accounts. Please note that you will lose your introductory APR if you exceed your credit limit, close your account or are late with a payment.
  
• All payments you make will be applied to lower rate balances first
  
• No fees on balance transfers
  
• Credit lines as high as $25,000
  

• Online Banking service***
  
• Total Security Protection®, our free package of security features, including zero liability from unauthorized card use if you notify us promptly***
  
• Travel and emergency assistance***
  
• Automatic auto rental insurance***
  
• Purchase Replacement***
  
• Purchase Guard***
  
• Cash advance checks at no extra charge***
  
• Additional cards at no extra charge

DID YOU KNOW?

	With the advent of information technology and the Internet, work-from-home schemes had been a continuous trend for so many years now, and it seems to be getting better each day. So, here you are trying your way to get out of the traffic because you are bound to be late for work again. And when you get down to start your work, you will realize that it is time again to pack your things up and start heading for home. That is another traffic you have to get through again. Looks like a pretty wearisome routine? Think again. No wonder why more and more people are enticed to try working from home. They only not save more money from commuting and driving but they are able to work better because they are not too tired to get things done. So, if you have been contemplating on whether you would go and try working at home or not, then it’s better to check some of the pros and cons first so as to help you decide whether you would go for it or not: Pros 1. Convenience This is the very edge of most work-from-home arrangements. You don’t have to wake up early every single day just to beat the bus or get through a heavy traffic. 2. Encourages safety. There had been reports wherein most accidents involve people who are in a hurry to get to work. There are thousand of incidents where people get hurt or harshly hurt just because they want to get to work at once so as not to be late. All of these things get down on one main point: they are all in a hurry to get to work. Whereas, if you work from home, chances are you will not be experiencing these dangerous incidents lurking around. You don’t have to be in a hurry to beat the traffic. You don’t have to press the accelerator faster just to get into the meeting earlier. All you have to do is to sit back, relax and contemplate on how you will start your work today right in the comfort of your home. 3. Gives more time for your family. In many instances, people who work in the office will have little time for their family. This is because they will be spending almost half of their time commuting back and fort, from their house to office and vice-versa. Whereas, if they work from home, half of the time spent in commuting will be dedicated more to the family, keeping the bond alive and the love overflowing. Cons 1. It’s not an eight-to-five job. This means that since you work from home, the timeframe is not strictly set unlike what you have on a regular job. Moreover, your client sometimes gets to think that you are available 24 hours a day because it is so easy to get in touch with you. All they have to do is to call you or get you online. What’s worse, they won’t even think twice in calling you at midnight just because there’s some work that need to be hurriedly done. 2. There’s no definite distinction. This because your home is your office and your office is your home. In this manner, it is really difficult to set a clear distinction on getting into an office mode and eventually switching to home mode if needed. Most often than not, you get to work most of the time when you work from home because there are no time frame to follow, no buzzers to beat, and no deadlines to meet. 3. It’s even harder to set discipline at home. This is because you can clearly see that your home office is just beside your bed, your computer near your night table, and your phone just a few inches from you. If people find it so hard to wake up in the morning just to get to work, it is doubly harder when working from home. People who works from home always tend to think that they can do it a little later since there wouldn’t be no boss checking out if you are late. So, if you really want to decide whether you want to work from home, it’s all up to you now. The bottom line is that whether it is from home or in the office, as long as you are well compensated, then there wouldn’t be any problem at all.

The key elements of matrix marketing have always SEEMED like a great way to create a successful perpetual income. But whenever that blueprint has been transferred to real life, some unforeseen element causes it to fail. Why?

That's the question Thom Thompson of Our Power Forced Matrix (OPFM), asked himself. Before he began OPFM, he was an instructor in internet marketing and knew more about the dynamics of successful marketing than most gurus. He, like so many others, scratched his head at the theories, seaching for a clue to the matrix puzzle.

BACKGROUND

Matrix marketing is another term for Multi-Level Marketing (MLM), the pyramid-like concept of expotential growth that occurs when a company offers incentives to those who bring in new marketers. Marketer -A-, for instance, earns a percentage of the income for every other marketer that joins the sales team through him or his links. Those marketers become his "downline." They, in turn, bring in others and the downline grows, creating a "matrix".

To help the matrix grow, it is common for MLM's to include a FORCED aspect to this plan. That is, once a marketer bringS in so many other marketers (usually between 2-4), anyone else they bring in will automatically go UNDER one of THEIR downlines, thus FORCING the matrix to grow. This is done to even the playing field, so that stronger marketers can help their weaker counter-parts get started, as well as to ensure even expotential growth.

THE PROBLEM

The main difficulty with this concept has always been that only those on the top levels earn a sizeable income, while those at the bottom earn almost nothing. Compounding the problem is that, those at the bottom often NEED a good income in order to invest and have any chance of success at all. Without that investment, the matrix's growth often slows to a crawl, if it doesn't die out altogether. This is one of the factors that has caused dot-coms to perish in the past.

THE FLIP FIX

Established marketers have come to realize that this problrem directly impacts their own success. Despite having brought in, perhaps, 100 people, if the majority of those marketers don't succeed as well, their own efforts have been wasted.

Understanding this has even prompted some aggressive marketers to offer a "matrix flip" in which the upper level marketers willinglyGIVE UP their own position to the bottom levels, in order to support their efforts and, theoretically, ensure the continued growth of the matrix. This has had some success, though it usually falls short of the goal simply because, not having earned what they receive, those that benefit and were FLIPPED to the top, have no appreciation or understanding of what that position entails. To put it briefly: They don't understand what they've been given. It's like giving ruby earrings to a 5-year-old girl who proceeds to lose them in the sandbox.

And then there is the "it's too good to be true" factor, because many doubt the flip's reality, forever sniffing for a scam. Their own insecurity doesn't allow them to see the honest value of the successful marketer's investment in them -- much as they did initially. They also fail to understand that, like any new business, their unlooked for profits SHOULD be re-invested. Instead they take the money and run-- and often return to find their "pot of gold" has run out. They scratch their heads, never realizing it was their own actions that caused this to happen.

And the experienced marketers return to scratching THEIR heads over the blueprints. Until now.

NOW

In October, 2005, Thomas Thompson quietly unveiled a new concept in forced matrix marketing, one that adds several key elements that have never been attempted in the past. By doing so, he has begun a quiet revolution in one corner of the internet. One that, some believe, may even change the nature of affiliate marketing as we know it today. Already, in less than 3 moonths, his plan is spreading like wild-fire and has grown to include over 20,000 marketers. What has he done?

He's added two elements to the Forced Matrix concept:

1) THE TEAM CONCEPT: This, in and of itself, is nothing new. But coupled with the Forced matrix becomes a "force", if you will, to be reckoned with. Rather than the marketers being anchored to any one program or product, this group works as an INDEPENDENT TEAM and will continue to be so. Plus, the entire OPFM group is committed to working as a group through multiple programs. In fact, the matrix is designed with this committment.

Because of this, the group itself becomes an incredibly strong marketing force.

2) MULTI MEGA-FLIPS

Being independent, the group can work together and, as they move from one program to another, create their own "flips". By doing this, and requiring all members to commit to all programs, the OPFM virtually guarantees that EVERYONE will end up at the top of at least one program.

These two factors, more than any other, insure that the group WILL be self-perpetuating and profitable.

This explains the group's explosive growth. But the growth itself has added another bonus that even Thomas Thompson hadn't envisioned.

The team's size, alone, has attracted the attention of many internet companies who need a powerful marketing boost. This, then, becomes a third factor that further insures OPFM's perpetuity. In the classic "nothing succeeds like success" philosophy, companies are lining up, vying for position in future programs, even offering the group special incentives that only THESE marketers will enjoy.

WHERE WILL IT END?

Just as most internet companies evenutally developed MLMs once the concept took hold, copycat marketing groups will inevitably spring up to match the OPFM concept. But, being the first it is doubtful others will be able to match their impact. Still, with these copycats, it won't be long before a normal part of becoming an internet marketer includes being a part of one group or another.

And, too, since this concept is ideally suited to offering relatively quick success, it also promises to give the online marketing world a much needed infusion of new marketers who, because they can rely on their income, will realize the dream of working online.

In short, a quiet revolution has begun in the internet marketing world and Our Power Forced Matrix started it.-- mo.