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MilesEdge Platinum Visa Card

Card issued by FIA Card Services, NA.
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
Extended warranty protection.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
Lost luggage recovery.
Emergency airline ticket replacement.
No liability for unauthorized Internet transactions.
Optional personal photo on card.
Discounts on auto rentals.
Optional Mini Card.
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions

APR (Purchases): Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 4.99% and Prime + 12.99%
APR (Balance Transfers): Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 4.99% and Prime + 12.99%
APR (Cash Advances): 21.99% Variable* minimum 19.99%. (P+15.99)
Finance Configuration: Average Daily Balance (including new purchases)*
Annual Fee: $19
Additional Cardholders: $0
Grace Period: 20 Days (Min.)
Minimum Credit Limit: $500
Maximum Credit Limit: N/A
Late Payment Fee: $19 on balances up to $100; $29 on balances of $100 up to $1,000; and $39 on balances over $1,000
Over-The-Limit Fee: $35
Cash Advance Fee: 3%, $10 minimum
Balance Transfer Fee: None

Reward Program Details:
Points per Dollar in net purchases: 1 Point
Bonus Miles: 1,000 upon first use
Miles Expiration: Up to 5 years (points expire on the last day of your Billing Cycle that closes in December of the fourth calendar year in which they were earned).
Yearly Limit on miles you can earn: 75,000 points

*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
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DID YOU KNOW?

	As business intelligence moves into the computer age, corporate dashboards are becoming a necessity in business intelligence technology. Although business intelligence has used corporate dashboards for years, their popularity has increased greatly due to the change and advancement in the technology used. However, with the great amount of information available, there are some key design issues to consider if you want to use corporate dashboards for your business intelligence. If you want to design an effective corporate dashboard for your business intelligence technology, you will need to decide on some design goals. You will need to think about the function and look of your corporate dashboard as it relates to the type of business intelligence you are trying to put together. Some corporate dashboards are flashy reports and others are more like strategic scorecards. Other corporate dashboards are used for business intelligence that is more tactical, using relevant and actionable data. Your corporate dashboard will need an efficient design that fits the business intelligence role. There are two essentials to understanding how to build a corporate dashboard for business intelligence, metrics and key performance indicators. Metrics are direct numerical measures to represent certain types of business intelligence in the relationship of at least one dimension. For instance, you could take the metric of gross sales and show it by day or week in the financial quarter. The business intelligence can be shown in your corporate dashboard in both a dynamic and static way to use various types of analysis of the business intelligence. You will also need to consider what key performance indicators the users of the corporate dashboard will be responsible for managing. A key performance indicator is the measure that tells the relative performance in relation to the target goal. Some key performance indicator gives you concrete business intelligence, while others will give you business intelligence in the abstract. Defining the key performance indicators is extremely important to the overall design, because it defines the foundation of the business intelligence that will be visualized in the corporate dashboard. Key performance indicators help show the business intelligence through alert icons, traffic lights, trend icons, progress bards, and gauges. Supporting analytics are also important to designing your corporate dashboard as it relates to your business intelligence. You will need to pick out the information that a user will need to see in order to tell the condition of the key performance indicator. Supporting analytics offer context and diagnostic information to know why a key performance indicator is showing specific information. These supporting analytics, as they relate to business intelligence, come more in the form of traditional charts, graphs, and tables. Designing a corporate dashboard for your business intelligence is dependent on your understanding the metrics, key performance indicators, and supporting analytics. Corporate dashboards are gaining popularity once again in the business intelligence arena, and good design equals better results and analysis. A good design of your corporate dashboard for your business intelligence can mean that your corporate dashboard will be effective and useful to the organization.

Unsecured loans are loans that are not secured against property. The borrower does not have to offer collateral to obtain an unsecured loan. Unsecured loans are ideal for tenants since tenants do not own a house to put up as a security. Unsecured loans are ideal for those homeowners also who do not want to risk their property. Unsecured loans are risky for borrowers whereas secured loans are risky for lenders. In case of an unsecured loan, the lender may repossess the collateral if the borrower fails to repay the loan. The lender has to rely on the borrower’s credit history. Since an unsecured loan is not secured against any property, the borrower’s credit score plays a very important role in deciding whether or not to grant the loan.

Unsecured loans can be used for a number of purposes. They can be used to buy a car, for home improvement, to run a business, etc. You can avail an unsecured business loan to start a new business or to expand an existing one. Such a loan can be used to buy a fixed asset or to finance day to day business operations. Since the purchase of fixed assets involves a huge cash outflow, lenders usually do not grant unsecured loans for such purpose. Therefore, unsecured business loans are more suitable for day to day business operations.

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