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Chase Flexible Rewards Platinum Visa

0% APR for up to 12 months.*
Choose cash back, merchandise or travel rewards
1,000 bonus points.
No annual fee
Various card designs to select from.

SOME PEOPLE GET ALL THE REWARDS. We call them BankOne Cardmembers.Why limit yourself to one kind of reward?
You can choose from over 150 rewards, including free travel. No other card offers you the same flexibility.

New! Choose from all kinds of rewards

DID YOU KNOW?

	If someone is involved in a slip and fall accident or slip and fall injury, Bailey Capital Access can be an extremely valuable funding resource. A slip and fall accident occurs when someone slips, trips or falls as a result of a dangerous or hazardous condition on someone else's property. This type of injury can be caused by a variety of factors, ranging from weather conditions like water, ice, or snow, to more permanent conditions such as abrupt changes in flooring, bad lighting, or a hidden hazard such as a hard-to-see hole in the ground. This type of personal injury lawsuit can be hard to win, especially if the hazardous condition was temporary, such as a water spill. In that case, the owners can argue that the spill occurred so soon before the incident that they could not have prevented it. The defendant can also argue inattentiveness or carelessness. Claimants should confirm whether the cash advance received would pay the immediate and necessary living expenses. A cash advance should be accepted only if it is possible to proceed with the legal claim and the advance will cover all the requisite expenses. A lawsuit loan can be very useful when the defendant’s insurance carrier decides to make a lowball offer for settlement in the claim. The claimant can then use a lawsuit loan as a financial tool to say no to the initial offer and have the financial strength to wait for a higher and fairer settlement. Due to the difficulties inherent in pursuing this type of lawsuit, nobody wants to jeopardize the possibility of a settlement because of financial concerns. Bailey Capital Access is committed to taking a proactive approach to finding the best possible funding source to meet the client’s needs. InjuryLawyers4U is a not-for-profit organization. All the directors and members are full-time, approved solicitors, regulated by the Law Society. In the event the case is not won, this organization provides a 100% risk fee loan, which need not be repaid.

Keeping your credit clean is a matter of due diligence and you should make it a priority to give yourself a "credit checkup" every year, much like you would make it a priority to get a medical or dental checkup.

Even if you don't think you have credit problems, you should get copies of your credit report. You can get them from TransUnion, Equifax, and Experian. Check these to make sure everything on there is correct. If you find errors on your credit report, clear these up immediately.

If you apply for a credit card or loan, then you can get all 3-credit reports for free. Additionally, if you receive a letter that denies you credit, make a copy of it and enclose it with your written request for a copy of your credit report.

Most debts that are over 7 years old may not appear on your credit report, if this is the case, don’t open up old wounds by going looking for them! Many creditors after 7 years of having no contact will write off the debt. In some cases they will continue their efforts to locate you, either way, don't open Pandora's box if the debt isn't listed on your credit report.

Be aware that when you apply for a loan or any type of credit, the lenders will request copies of your credit report, this will add points to your credit score and this inquiry stays on your report for about 3 years.

Nowadays almost everyone will check your credit report so if you are buying a car do not allow the sales person to check your credit until you know this is what you want.

Keep tabs on your credit report periodically and if you have notice charges on your report that appear suspicious contact the three credit bureaus immediately.

When you do have credit card bills or loans, try to pay them off in full but if you don’t have the money to pay the bill in full, make sure you pay as much as you can (at least the minimum on the bill to avoid bad credit reports. Also, if you have any debts that have not yet gone to collection, find a solution for getting those bills up to date before you get a bad mark on your credit.

If you do get into trouble with your credit, you might want to find someone that you trust who can help guide you through the process of repairing your credit. If you don’t know someone personally, try finding a Debt Counselor that is qualified to assist you.

No matter whether you clear your debt yourself or use professional help, one good way to get started is with budgeting.

Come up with out a budget that includes your monthly installments. Then make another budget that comes as close to your debts as you can. Finally make a budget that satisfies your demands for survival after you have cut back funds.

If you come up with ways to save money by cutting back, finding some way to earn more money, and having a budget then you will have a guaranteed strategy for getting yourself out of debt. Plus once you are out of debt you will also notice an increase in your income.