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Blue Cash for Business Credit Card

Up to 5% Cash Rebate
No Annual Fee
0% APR for up to 6 months
Built-in Smart Chip for Internet Security
Receive ongoing Savings at FedEx®, Kinkos® and Staples®
Option to pay over time or pay in full
OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more
Earn cash rewards on purchases made by Additional Cardholders

There's no limit to where your business can go—and no limit to how much you can earn with the Business Cash Rebate Card. Earn up to a 5% cash rebate on all of your business expenses, with no annual fee. There's no minimum spending requirement and no cap to the amount of cash you can earn. Best of all, the more you use the Card on things you already buy for your business, the more your business saves.
Apply online now for the Business Cash Rebate Card and start saving today.
Up to a 5% cash rebate
0% introductory APR on purchases during your first 6 months of Cardmembership
No Annual Fee
Low introductory APR of 4.99% on balance transfers for the life of the balance during your first 6 months of Cardmembership
Two fee-free Additional Cards
Earn cash rewards on purchases made by Additional Cardholders
There's no limit on the cash back you can earn
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DID YOU KNOW?

	Debt consolidation mortgage loans can help you lower your interest rates and monthly payments. With reduced rates, you can also pay off your debt sooner. However, reducing your equity could subject you to private mortgage rates. You may also end up spending more on interest payments by delaying payments. Saving With Mortgage Interest Rates Mortgage interest rates are much lower than credit card or unsecured loan rates. Consolidating your debt with a refinanced mortgage or home equity will reduce your payments simply by having a lower rate. By paying the same monthly payments, you can pay off your debt rapidly. Your interest is also tax deductible with a mortgage or home equity loan, where your credit card interest isn’t. Student loan interest is also tax deductible and shouldn’t be consolidated for a higher rate. Reducing Your Payments Consolidating with a loan also allows you to reduce your payments by picking longer terms. So if your income is reduced or you have other financial obligations, lengthening your payments can give you some breathing room in your budget. Paying More In Fees And Interest The cost of a mortgage can be more than what you are paying in interest charges if you have a small amount of debt. To refinance a mortgage, origination fees can add up to thousands. Other types of home equity loans can cost hundreds or nothing to open. You may also have to pay private mortgage insurance premiums if don’t leave 20% of your equity in tack. Delaying payments can also add up interest payments, even with a lower rate. For example, a loan amount of $10,000 will cost $11,587.10 in interest for a 30 year loan at 6%. That same amount will cost $5,896.71 for a 5 year loan at 20%, which is what most credit card payment plans are like. Deciding To Pay Down Debt Consolidating your high interest credit can help pay off your debt by providing structured payments. You can also lower your interest rates, making repayment easier. However, be aware of the costs and shop around for low rates and fees. To get the most out of a consolidated loan, choose short terms to avoid making large interest payments.

Credit Counselling

Interested in become a credit counsellor and helping free the captives to the salvery of debt - you know - having to go to work to pay the ever increasing spirialing debt. Here is some wisdom to share with your friends: -

Debt Management

A world run on credit is what we are witnessing. The US government took a couple of hundred years to accumulate the first trillion dollars of debt. Now it is only a matter of a few years and another trillion is added to the national debt.

This is a serious issue. It is due to the ‘open circle’ mentality that pervades modern day society. We don’t like limits, restrictions and boundaries. Most people live to the limits not of their income but the limits of their multiple credit cards, their large credit lines on their houses, store cards, car leases, personal loans etc etc...

Being a psychologist I witness this over extension of the limits not only with our money but with our time as well. Generally we are a society where we break our budgets for both time and money which has a devastating effect on our social lives, our family lives and our spiritual and emotional well being.

There is an interesting scripture in Matthew 5 (a chapter in the Bible) and it states that ‘The meek shall inherit the earth’. What does meek mean? It basically means to live within the limits. To schedule what your time with some margin left. To budget with some margin. This means you have some resources not only for your own peace of mind but so you have the time and money to help others.

A Credit counselling debt solution:

Make a list of all debts and list them smallest to largest. Apply 5-10% of household income and then adding that amount to the lowest debt.

Once the debt is paid then take this extra amount as well as the previous minimum payment and apply that to the next debt on the list.

Continue to apply this strategy to every debt on the list.Within 5-9 years you will be able to eliminate every debt including your house mortgage.

The other possibility to is to refinance your smaller debts with the equity from your house or your investment property.

However if you choose to do this then you need to ensure that you take the minimum payment you used to pay on the debt you consolidated and pay that off your mortgage.

You will also need accountability partners so here are a few pages off my site http://www.creditcounselling247.com where you may be able to find someone

So I hope you will join me and become debt free. I want to be totally debt free within the next few years. Why? Well imagine the good we can do if we apply those interest payments that were lining the coffers of the banks and give them to charity (http://www.mannarelief.org - is my faviourite - watch this space for what they are doing with the aids orphans in Uganda!! Or simply check their site out!!)

I have a very successful home business. For people who have found themselves in debt Network Marketing is one of the easiet, most cost effective ways to get involved in business. This is also another way in which you can accelerate your debt reduction is simply to earn more income above your normal current income and apply that not to your lifestyle but to your debt reduction. Check out my new site www.networkmarketingconsultant.com to learn more about this business. Or subscribe to my ezine at http://www.homebasedwellnessbusiness.com/nexttrillion.html to learn about the 5 principles you need to find in a business in order to be successful.

© Wellness Corp Pty Ltd - If you wish to reproduce this article on your site you can do so as long as you include my link to http://www.networkmarketingconsultant.com.