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Discover More(SM) Card - Wildlife Collection

0% Intro APR*
More ways to earn more cash - than anyone else.SM*
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Formerly Discover Platinum Card
Choose Your Wildlife Card Design
*View Discover® Card Rates, Fees, Rewards and Other Important Information.

More ways to enjoy more cash than anyone else.SM*
Enjoy a 0% Introductory APR* and get 5% Cashback Bonus® in popular categories like travel, home, gas, restaurants, movies and more and up to 1% Cashback Bonus on all other purchases.
For your peace of mind you'll have a $0 fraud liability guarantee. This card also offers the easy online Account options that put you in control and you'll pay no annual fee.
You also can Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners.
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
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DID YOU KNOW?

	Building a successful home business IS possible, if the recipe for success contains the right ingredients! With so many opportunities available for the home business entrepreneur, it's hard to decide where to start. It takes a few key ingredients to be successful with your home based business, these ingredients will make your income rise... 1. You must have a solid company, a lucrative pay plan with no hurdles to jump each month so that you are not restricted in compensation in any way. 2. A product that is consumable, that will be used each and every month so that you have repeat business, a long term customer base will produce a long term residual income. 3. A mentor or coach, who can support you both Online and Offline to grow your business quickly and efficiently. 4. A team of like minded individuals to support you during your first few months of learning how to build your business. Friendly support and encouragement from others who are also building the business will help you as you initially grow your business until you become a mentor yourself. 5. Marketing tools, such as a free online marketing system to market to your potential customers, working for you 24 hours 7 days a week. Online training resource center, with information about your business that will help you grow. 6. Training Calls, either teleconferencing or online conferencing where you can connect with your team for support or bring new prospects to grow your business. All these key ingredients are required to build a successful home business, however, the MOST important ingredient is YOU! If you are not willing to invest the time needed to learn, market, and build, your home business will never grow. Set your hours, set your goals, stick to them and If you add all the above ingredients, including you, together... watch your income rise!

Do you think you can't invest wisely until you've got a good stash of money?

If you said yes, than that's the wrong answer; and it's not what you should be doing if you ever want to become wealthy. Whatever your answer, if you want to learn how to invest wisely, I know I can help you.

We'll start with your objectives.

Every investor's objectives will be different, and it depends on your specific needs and desires. Maybe you'd like to retire, but don't want your income to drop. You therefore need a good passive revenue stream.

Or, maybe you want to build a solid equity base that grows by more than the typical 5-7% per year (or maximum 12%) that most people see. I look for investments that will give me at least 20% return. This equity base (your net worth) gives you much more leverage to live how you want later in your life.

Once you've decided on your objectives, you will need to consider your investment opportunities. When you do, you will want to be sure that they will fit in with:

1. Your visions - the investments you choose should bring back enough return so that you can reach your financial goals.
2. Your values - your chosen investments should never compromise your integrity in any way.

When you know the parameters you are dealing with, it will help you sift through the myriad of investment opportunities that will inevitably come your way.

Next, decide whether you want to be an active or passive investor (or both). Neither is better than the other, but one might appeal to you more. Active investing is when you have a direct involvement in the investment.

Passive investing is when you up the money and rely on other people to manage the investment. If you think you can only do this if you've got several hundred thousand to spare, think again. My clients invest with far less.

How you invest dramatically affects how you manage and spend your time. Active investing obviously requires more work on your part, but these kinds of investments tend to have much bigger returns. As a wealth coach who specializes in making people millionaires, I usually recommend that my clients have both types of investments.

Finding investment opportunities is not a problem. Once you start looking, they will pop out of the woodwork. As a novice investor, you may not be able to differentiate between good and bad investment ideas. That's why it's important to have what I call a Wealth Team, which includes a mentor, colleagues, and very good legal and accounting advice.

However, you don't make your decisions based only on what these professionals tell you. You need to educate yourself as much as possible about the various kinds of investment opportunities available to you: their relative risk, their expected return, the potential downside, and the credibility of the other players in the investment deal.

Your team will educate you quite well on the basics, but if you want to be wealthy - and really lessen your risks - you will need to do plenty of your own research too.

There is no one-size-fits-all investment strategy. Every decision you make with regard to your overall investment strategy - and even on each investment - must be based on your personal objectives, values, and circumstances. And you can only make these decisions when you know what you want and fully understand what's out there.