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TrueEarnings Business Card from Costco and American Express

-5% for buying gas
-3% for eating out
-2% for traveling
-1% for everywhere else, including Costco
No annual fee with your paid Costco Membership.

Earn cash back on every purchase

TrueEarnings® Business Card from Costco and American Express

• 5% for buying gas.
  
• 3% for dining out.
  
• 2% for travel purchases from airline, lodging, car rental, cruise line, travel agency and tour operator merchants.
  
• 1% on all other Eligible Purchases.
  
• Rebates are awarded annually in the form of an in-store coupon.
  

DID YOU KNOW?

	Other than the purchase of a home, the purchase of a car may be the most significant purchase most of us will ever make. In fact, when you add up the purchase price of all the cars we buy in our lifetime, it can easily exceed the price of the average home. With all this money at stake, it is important for every car buyer to understand how car dealers and lenders use credit scores to determine interest rates and loan terms. There are many numbers in our financial lives, from credit card numbers to bank account numbers, but perhaps no one number has as great an impact on our financial life as does the simple three digit credit score. Simply put, the higher your credit score, the lower your interest rate will be, and vice versa. While those with the highest credit scores and cleanest credit ratings will typically have their choice of many different car loans at great rates, those whose credit is damaged will typically be forced to pay a higher interest rate. One of the most important things the savvy car shopper can do is to carefully review his or her credit report before shopping for that great car. It is a good idea to know what lurks in your credit report before the search for the car begins. One of the reasons this credit report review is so important is that it is not at all unusual for credit reports to contain errors. A recent review by a consumer advocacy group found that up to half of all credit reports reviewed contained at least one error, and with this kind of error rate chances are good your credit report contains at least one inaccurate entry. Knowing what is in your credit report ahead of time will give you time to change it. If you notice an inaccuracy, be sure to report it to the credit reporting agency at once, and to follow up a few weeks later to make sure the error has been corrected. With the credit report thus repaired, it is time to start searching for the perfect car, and the perfect car loan. There are many places to shop for an auto loan, including at the dealer, at your bank or credit union, and at various finance companies. Shopping around at all these sources is the best way to find the best possible deal. It is important to carefully review the interest rate, the loan term, and of course the monthly payment when comparing loans.

Quick cash is just a few minutes away with a low cost payday loan. For as little as $15, you can borrow $100 to get you through a financial emergency. Whether your car broke down or you have a bill that must be paid, payday loans can get you cash without the trouble of a credit check.

Low Fee Payday Loan Requirements

Payday loans are the easiest type of credit to qualify for. Lenders need you to have a checking account to receive wire transfers. They also want to know that you have a regular source of income, which could be a job or pension check.

You must also be at least 18 years old and have a permanent address. Some lenders will also have additional requirements, such as being employed for at least six months. Usually the more strict the requirements, the better the rates.

Easy Online Payday Loan Applications

You can go two different routes with your application. The simplest online application is a no fax process. Just by typing in your basic personal and financial information, the cash advance company will process your loan request. Within a few minutes you will receive notification from your lender.

The other option is to include copies of your bank statement and pay stub. With this step you have the hassle of faxing in your copies. However, in some cases rates will be better with such companies. If you are concerned about the difference, which is usually only a few dollars, then compare fees.

Quick Cash Advance Deposited into Your Bank Account

Payday loan companies dispense your cash quicker than other lenders. In a matter of hours, you can find your cash sitting in your checking account. With an approved application, the longest you might have to wait is a business day. If you are concerned about speed, check the lender's site. Some companies can even get you your money in an hour or less.

Payment is just as easy. On your payday, the cash advance company will automatically deduct your payment from your checking account. You can opt to have part or all of the loan amount paid, and you can change your mind on the payment amount later on.