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Bank of America Financial Rewards Visa Platinum Plus

Card issued by FIA Card Services, NA.
Earn points towards cash back
Mini Card available
0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.)
Earn 5 bonus points with your first purchase.
Points do not expire for 5 years
Online Banking Service
Total Security Protection®
No Annual Fee

EARN POINTS FOR CASHBACK with the
Financial Rewards® Visa® Platinum Plus®
Key benefits
* Earn 1 point for every $100 you spend in net purchases per billing cycle (up to 600 points per calendar year)
* Receive 5 bonus points after your very first net retail purchase
* Receive another 5 bonus points for every $2,500 in balance transfers per billing cycle (up to 25 per billing cycle)
* Points don't expire for five years
* When you redeem, one point equals one dollar
* Receive your rewards in the form of a check written directly to you or a direct deposit made to your Bank of America checking or savings account
Pricing
* No annual fee
* 0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.)
* After your introductory rate expires, you will receive a variable APR on purchases and balance transfers, currently Prime + 5.99%. Please note that you will lose your introductory rate if you exceed your credit limit or are late with a payment
* All payments you make will be applied to lower rate balances first
* No balance transfer fees
Platinum Plus benefits
* Online Banking service***
* Total Security Protection®, our free package of security features, including zero liability from unauthorized card use***
* Travel and emergency assistance***
* Automatic auto rental insurance***
* Purchase Replacement***
* Purchase Guard***
* Cash advance checks at no extra charge***
* Additional cards at no extra charge
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DID YOU KNOW?

	If you are curious about a telemarketing merchant account, you can find useful information from most merchant account providers. Some do not wish to support this type of marketing platform, but other merchant account service providers are willing to do so. You will need to make initial queries to find banks and financial institutions that can help you with this marketing strategy and then apply for a merchant account to provide the needed funding or technology. Phoning potential customers to discuss your company’s benefits can be time-consuming, which is why a telemarketing merchant account can come in handy. You can find a service provider, apply for the card or account, and turn over your telemarketing projects to an outsourcing firm, whether offshore or onshore. You don’t have to worry about finding and keeping the right kind of staff. Your merchant services account will help you put this important task in the hands of professionals who can handle it competently for you. When your application for a telemarketing merchant account is approved, you can soon be equipped with the means to expand your client base and grow your business. You can let others manage your telemarketing efforts in a highly trained, professional manner that will help to put your company’s name before those in the community who may be interested in your services. Skilled telemarketers can conduct phone surveys, promote your products, set up appointments, register new clients, offer information about upcoming sales or available discounts, and provide a host of additional services that can help to make your company a name that is recognized and respected in the community. Telemarketers can relay information to customers or complaints back to management. They can serve a variety of communication functions in a way that will save time and money if you had to do this work yourself. If you are not familiar with a telemarketing merchant account, now is the time to learn more from those who are doing this work or benefiting from it. Visit several Websites that promote telemarketing skills and merchant account services. Take notes, jot down questions, and compare the information you find to the business plan you are developing for your company. How do the fees fit with the company budget? Is company information too sensitive to put into the hands of a paid telemarketer? Can you depend on a hired telemarketing firm to represent your company the way you want it to be viewed by outsiders? Chances are you can find a telemarketing company to do things just as you wish, but you may need to do a little shopping and price comparison first. It’s not easy running a business today and trying to find money to pay for all the things that need to be done. Advertising and promoting your company is an important duty, because people cannot shop for your products if they don’t know you exist or if they have a bad impression of your operations. Find out how a merchant account can help you find the trained personnel you need who can support your company’s development via a telemarketing merchant account.

We spend a lot on bringing home the car we want. We have little idea that we can use car for one more reason than just taking us form one destination to another? Okay perhaps you knew that. But did you know that you can use the logbook of your vehicle to sponsor a loan. Well, that is one unlikely sponsor. Financial loan market is flooded with offers for logbook loans and makes it worthwhile that you own a vehicle.

Logbook loans have been hailed as the originator of secured vehicle finance in UK . However, logbook loans are different from finance for buying vehicle or cars. Logbook loans are secured form of financing. The recognition of logbook loans as a dependable loan type is providing the benefits of secured loans without the disadvantage associated with them, namely, time consumption.

A very integral clause while borrowing secured loans is collateral. Collateral for secured loans is usually put for valuation to decide how much loan amount can be borrowed against it. Collateral valuation usually takes time and therefore stretches the time when borrower can actually get loan amount. Logbook loans put up with no such delay. Therefore, logbook is the form of financing which can solve urgent financial needs.

Collateral for logbook loans is the logbook of your car. Anyone who has logbook loans registered in their name is eligible for logbook loans. The registered owner of logbook may or may not be the owner of the vehicle. The owner of the logbook is the person responsible for the vehicle, pays taxes and represents any offences indexed against the vehicle.

Logbook is nothing but your good old registration form V5. The issuing of this important document is under the jurisdiction of Driver and Vehicle Licensing Agency (DVLA). Logbook is a regularly updated document which has all the important information about the registered keeper of the logbook, the current registration mark, VIN number or the chassis number and much more. This makes logbook appropriate for loans.

Logbook loans lender will keep your logbook however, you will retain the right to use of the vehicle. The logbook will remain in the possession of the lender till the loan period is over while the borrower uses the car the way he wants. Our logbook loans lender will, however, look for some things before deciding to provide you with logbook loans. The vehicle against which logbook loans are taken should be less than 8 years old. The condition of the vehicle will be paid attention on. A well maintained vehicle will get easily approval for logbook loans and good amount also. Logbook Lenders won't be yielding in case your vehicle or car is already pledged for some other loan. In addition the logbook loans lender would want you to provide all the necessary documents to prove you are the owner of the vehicle.

Logbook loans are appropriate to satisfy loan demands ranging from £500-£50,000. Depending on the lender and the vehicle, the amount of logbook loans can stretch to larger amounts. The loan amount is provided to the borrower as soon as the logbook loans are approved. Therefore, they are cut out for financial emergencies. Logbook loans lender like any other lender should be carefully searched for. You are pledging something important make sure you are not putting it in the wrong hands.

Logbook loans invite no credit check for borrowers. Therefore, those who have been refused or have received offers of overpriced loans can find a healthy relief with logbook loans. With logbook loans bad credit borrower can hope to receive equal treatment as any other regular borrower. Online processing for logbook loans further reduce the time for approval and convenience to apply from home or office. Logbook loans are not meant for every borrower. They cater to only specific circumstance; therefore, make sure logbook loans are the only solution for you before you apply.

You bought your vehicle because you wanted it. You have paid a lot to make sure it is yours. Now it is with you, a part of your life. If you are the one that celebrates your automobile ownership everyday, you have one more reason to celebrate – logbook loans.