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Starwood Preferred Guest Credit Card from American Express

Earn 10,000 Starpoints® with your first purchase1 - enough for up to 3 free nights at a Category 1 or 2 hotel.2
Plus - earn an additional 15,000 Starpoints when you spend $15,000 in 6 months.3
Use Starpoints for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries.

Starwood Preferred Guest® Credit Card from American Express

• Earn 10,000 Starpoints® with your first purchase1 - enough for up to 3 free nights at a Category 1 or 2 hotel.2
  
• Plus - earn an additional 15,000 Starpoints when you spend $15,000 in 6 months.3
  
• Use Starpoints for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries.
  
• Transfer Starpoints - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines.4
  
• Earn one Starpoint for every dollar of eligible spending5 and double Starpoints at participating Starwood properties and retail outlets.6
  
• Pay no annual fee for the first year and only $45 thereafter.7
  

Starwood Preferred Guest® Credit Card from American Express

• No annual fee for the first year; $45 each year thereafter.VI
  
• Additional Cards are fee-free. Payment Options
  
• Pay over time or pay in full.

• 2.90% Intro APR for 6 months on purchases made with the Card, then 14.99%.
  
• For Balance transfers, APR is 2.90% for the first 6 months, then 14.99%.
  

DID YOU KNOW?

	So many times, people run out of money. They require money urgently for one thing or the other. One of the most convenient ways to get money is to ask friends and relatives for help. If you cannot get money this way, you have to look out for an alternative source. There are many people who have surplus of money. Such people, called lenders, lend money to those who are in a need for it. People who take out a loan are called borrowers. This service is not free of cost. Borrowers have to repay the loan along with an additional amount known as interest. The interest is charged as a certain percentage of the loan amount. This percentage is known as the rate of interest and depends upon several factors. The most important factor is the type of loan. Loans are of two types – secured and unsecured. The rates of interest on unsecured loans are higher than the rates on secured loans. Although unsecured loans carry high rates of interest, yet they are very popular among borrowers. This is because there is no need to put up a security to obtain an unsecured loan, whereas secured loans require a property as a security. Thus, the lender does not have any claim over the borrower’s property in case of an unsecured loan. Another benefit of an unsecured loan is that once your loan application gets approved, you get the loan very quickly. There are several methods of repayment of unsecured loans. You may repay the loan in the form of installments at regular intervals. Each installment comprises the principal as well as the interest elements of the loan amount. In another method of loan repayment, only interest is paid at regular intervals and the original loan amount is repaid at the end of the loan period. In a third method, the entire loan amount, along with its interest, is repaid at the end of the loan period.

Invariably, when I do a seminar, especially one about money or starting your own business, one or two people will come up to me and ask “What’s a good business to get into to make a lot of money?”

Wrong question!

In my experience, whenever I’ve done something purely to make money, I’ve spun my wheels and wasted a lot of time.

Better, more powerful questions that are likely to produce significant results would be, “What am I passionate about doing and how might I earn money doing it?”

Or even, “What is there a ‘want’ for that I can provide?”

Notice I did not say “need.” People need lots of things. So what? Until they actually want something and are willing pay money for it, you don’t have a business.

The Information Business

One of the businesses I love is the information business. I love it because it allows me to earn a good living, share what I know, and help lots of people in the process.

Now this is not for everyone. Maybe you don’t like the idea of selling information products, that’s fine. Find something that you do like.

However, if you are intrigued by the information business you picked a great time in hostory. Since the advent of the internet, it has been possible for people to find out about whatever they want and learn whatever it is that they want to know.

At the same time, it provides information product producers a way to reach their prospective audience.

Everything from my wealth creation program All the Wealth you Want, to “How to” programs on everything from How to Successfully Self-publish Your Book to ferret training, including programs just for women, like my wife Georgia’s “Looking Fabulous After 40.” (www.lookingfabulousafter40.com)

Whatever you want to know about, it’s available.

Similarly, whatever specialized knowledge you have to share, there’s an audience waiting to hear about it. And you can find them onlne.

Another way to get into the information business is by using an affiliate program.

Affiliate programs earn you a commission for making other people’s products available to your comunity while you help people find valuable products and services.

It maybe something as simple as tying a related product to your Web site. For example, on Georgia’s Fashion, Beauty and Makeup site (www.TheClothesDoctor.com), there is an article that talks about the importance of waring the right bra. On the page, we have affiliate links to Wacol, a bra company who makes quality products, that Georgia endorses.

There are many strategies you can employ to build an Internet business and many programs to help you along the way. To learn more and access some of the best proven programs, visit my Information Products Resource page (www.jimdonovan.com/resources.html)