	CREDIT CARDS BY APR
	0% APR credit card Low APR credit cards Low finance charge Low APR credit Low percentage APR Low intro APR Low LIBOR rate 0% LIBOR

	CREDIT CARDS BY KIND
	Low APR student cards Low APR rewards cards Low APR secured cards Low APR VISA cards Low APR MasterCards Low APR Amex Low APR Discover Low APR HSBC

	INTRO PERIOD
	0% apr one year 0% apr for 6 months 0% apr for 9 months

Home > > Blue Sky

Blue Sky

Redeem points to save on any airline, hotel, rental car or cruise - no blackout dates or travel restrictions
No blackout dates, no travel restrictions
No annual fee and a 0% intro APR
World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
Balance transfer requests submitted on application receive APR of 4.99% for life of the balance.
Points good on any airline, hotel, car rental and more.
No blackout dates or travel restrictions
Express Approval. Get a decision in less than 60 seconds.

The Sky's the Limit with Blue Sky
Blue Sky from American Express is a credit card designed to unlock the world of travel rewards. Blue Sky gives you the freedom to save on any flight, hotel, rental car, or cruise-at any time, without blackout dates or travel restrictions.

Buy what you need with the Blue Sky Card, and earn one point for virtually every dollar you charge for purchases on your Card account.

Save $100 with 7,500 points
Save $200 with 15,000 points
Save $400 with 30,000 points, and on and on

Of course, Blue Sky gives you flexibility and independence, too. You can pay for your purchases in full or over time. There's no annual fee, a grace period of up to 20 days, and you'll get a 0.00% Intro APR for the first six months.

Your charges are covered by American Express' Fraud Protection Guarantee.

Use the American Express® Card online or off, and you won′t be held responsible for any fraudulent charges. Period. No fine print, no deductible – just pure protection, so you can shop with confidence.
2

DID YOU KNOW?

A yield of 13% in less than a month. This is at least about a 150% per year. This is less than the rate the stock (GOOG) is doing since introduction in 2004, because the stock multiplied by five in less than two years time. Well done!

The earnings per share of the stock are estimated to be around five and a half dollar ($5,5). Against the current stock price of $471 does this mean a price-earnings (P/E) ratio of roughly 85. Normal P/E ratios are between 5 for non-growing stock-earnings and 30 for faster growing earnings. So this ratio of 85 holds a lot of expectation.

Let say that the earnings of 2007 will be around $20, this would mean that if the expectations remain the same this stock would be worth around $2000. That will never show on the boards because the stock will be split beforehand.

And still the question for me is, and I hope for others too, is this reasonable? Are we not following a leader because there is nothing else to follow?

Now we come to the aspect of competition. This search engine… No. A company worth 93.718 million dollar (nasdaq.com) cannot be called a search engine. And to which other company is this giant competing against? If you look up for competitors at the nasdaq-site YHOO is not even showing up. Fundamentally I think they do compete.

What happened in this month that there is another 13% price increase? The search engine will be the default on mobile devices. Then there are a lot of other speculation about possible new developments. But will they support the current (stock) growth?

But let’s not stray any longer from the subject. The idea behind this live reporting is not only to follow this mayor stock combat, but rather too look at the side effects. Especially when there are occurring within your company.

So, this will be continued. The expectations are set!

It is all too easy to find yourself in the traps of credit card debt. Those shiny, plastic pieces of money are easy to obtain and even easier to spiral out of control. The best way to establish good credit is through responsible financial habits that free you from high debt and leave you open to extra money if you need it. There are many tips that can help you keep a handle on plastic spending.

Nine Tips to Avoiding Credit Card Debt

When you are choosing a credit card only accept a card that offers a low interest rate. This is the most important factor in how fast your balance will rise. If possible, opt for cards with either low annual fees, or none at all.

To keep yourself out of debt, only charge what you can pay off in full each month. If you can't pay your balance in full, make sure to make the largest payment that you can comfortably afford.

Never, ever miss a card payment, period.

It may be tempting to use your card for a cash advance, but these advances come with huge interest rates and extra fees. They are never worth it in the long run.

Avoid cash advances

If you want the ease of carrying a card instead of cash, but don't want to get in over your head, opt for a debit card from you bank instead. These cards look and feel just like a Visa or MasterCard, but they are simply a bank card that deducts your purchases straight from your bank account. You pay as you go, and never get stuck with high monthly bills.

Create a credit card budget for yourself and stick to that budget. Don't go over your allotted budget amount no matter how tempting extra purchases may be.

Switch your current cards to lower-interest credit cards to decrease credit card debt.

Ask for a low credit limit, to ensure that your credit card debt will not rise above a certain point. As your income rises and your bills decrease, allow yourself to ask for a larger limit.

If you simply can't afford to charge any more on your card, leave it at home and do not tempt yourself into thinking that you may be able to pay more than you know you can.

CREDIT CARDS BY APR

CREDIT CARDS BY KIND

INTRO PERIOD

Blue Sky