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Union Plus Credit Card

Attention Union Members! You're eligible for the exclusive Union Plus® Credit Card - the only card endorsed by your union. Join the 3 million members who carry the Union Plus® Credit Card.
No Annual Fee
8.99% Fixed APR on Balance Transfers for the life of the balance
$0 liability on any unauthorized charges
Personal Customer Service - Speak with a representative 24 hours a day
Online Balance Transfer immediately upon approval
Apply now and receive a response within 60 seconds

NO ANNUAL FEE - Some cards give you one year free, then charge $20 or more! Secured Card click here
COMPETITIVE INTEREST RATES - The Union Plus® Credit Card offers competitive interest rates on purchases and Balance Transfers. Please note: if you received an invitation to apply by mail or email, you can find the Terms and Conditions in that invitation.
BALANCE TRANSFERS - Transfer your higher rate balances immediately upon approval.
SKIP PAYMENT PRIVILEGES - You can skip up to two monthly payments each year with no penalty or harm to your credit rating.
STRIKE PAYMENT PROTECTION - When your union is on a union-sanctioned strike or lockout for 30 days or more, you may skip your payment for up to 3 consecutive months. The Union Plus Credit Card is the only credit card that offers you Strike Payment Protection.
LOSS PROTECTION - The Union Plus Credit Card absorbs ALL unauthorized charges.
100% FRAUD PROTECTION - If your Account shows any unusual activity, we'll contact you immediately to protect you against possible fraud.
24-HOUR CUSTOMER CARE - Contact Customer Care online or call a Customer Care Representative, no matter what time of day.
UNION MEMBER ADVOCACY - Created by Union Privilege, this program helps you resolve disputes and handle concerns regarding any of the Union Privilege programs.
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DID YOU KNOW?

	Resell rights come in many forms and sizes. They can come in large packages with many products bundled together and offered for an almost suspiciously low price. Or they can be offered on a single product for a four-figure sum. There are also different types of rights offered allowing you to do different things. Basic resell rights only give you the right to sell the product. You cannot claim the product is your own and you do not have permission to offer the resell rights to anyone else. Basic resell rights are usually the cheapest, so it may be easier to make a profit. Check the terms for how much you can charge for the product or if it can be given away, perhaps as a bonus with something else. There may also be conditions for distributing the product from membership and auction sites. If you are buying rights to software make sure you know the product well enough to deal with any troubleshooting enquiries. Some software rights sellers are prepared to deal with enquiries themselves. The product may also come with a web sales page that you can use, but check for any restrictions. Master resell rights often include a web page with the product. They give you the right to sell the product and you can also pass on this right to your customers. However that is as far as it goes. Your customers cannot give the resell rights for the product to their customers. The best master resell rights packages will include a zip file containing everything you need to put on your download page. There are two types of resell rights that may be referred to as private label rights. One type is where you are given the resell rights for a finished product and you are also allowed to put your name on the product as the author. This type of product is a ready-to-sell information or software product. You cannot change it other than put your name on it. The second type of private label rights is also known as source code rights. The product is not a finished ready-to-sell item. Instead it will be the raw source material that you can use to produce a finished item. Programs will be in the source code format; information products will be in a word processor format, like MS Word. You can change the product in any way you want. You can add your name as author, add more content, omit parts or split it into several products. You may also be able to sell resell rights and even master resell rights. Terms and conditions should be posted, so check them carefully. Most private label rights packages also come with a web page and graphics that you can use for selling. If you have found a resell rights product that you think you can sell you need to do some basic market research before purchasing. How many people are searching for this type of product? How many competing products are there? Have you seen the product available elsewhere? If you are going to sell on the internet you need to have access to the following skills. You must be able to edit web pages, create payment links and upload the product and web pages to a server. If you are buying private label rights you must also be able to edit the product. This is especially important if you are buying rights for software. There are many ways you can sell products on the internet. You can usually set up your own website or add the sales page to your existing site. You could invest in pay per click ads or ezine ads. You could write articles. If you have private label rights to a book you can use some of the content to produce articles or even a free report for viral marketing. Resell rights offer the advantage of not having to produce your own material. However, you need to be sure the product is good quality and that you have a good marketing plan.

Microsoft (NASDAQ: MSFT) is without a doubt the 800 pound gorilla in the business world, from computer software to video games, they have dominated. For the past few years they pretty much sat on the sidelines in the Internet industry, not really making that their main focus, but all of that has changed.

The company is very much so focused on search engine technology and paid advertising, they have begun to go head to head with Google (NASDAQ: GOOG) on that level. They are now looking to rain on Yahoo’s(NASDAQ: YHOO) and eBay’s (NASDQ: EBAY) parade as they enter the Internet phone business. Being strategic, Microsoft has aligned themselves with MCI who soon will be under the umbrella of Verizon (NYSE:VZ).

So now that Microsoft has become a real player in the Internet game things should not only heat up but become more advanced. Google is still a great situation to be in and we are not diverting from that, 2006 should be a great year for the company as they add more services for their visitors, more options for their advertising clients and increase their reach.

Microsoft is becoming intriguing, they have their hands in all the right things. From expanding abroad to going after the Internet giants with new services and a potential deal with Time Warners (NYSE: TWX) America Online. So the growth for Microsoft has not hit a plateau, this looks to be a rebirth of sorts, look for 2006 to be very interesting in the Internet Industry.

I know that we touch on Seamless Wi-Fi (OTCBB: SLWF) in yesterdays segment but since we are on the subject of the Internet, we need to make mention of how this company fits into the overall picture.

Microsoft is not making their intentions a secret, they know where the money is. It’s in search engine advertising, the more they enhance the services that they provide to their members and visitors the more visitors that will receive. More visitors’ equals higher advertising revenue and this goes for Yahoo and Google as well. Now as they do the 100 yard dash down the information super highway they are making Internet technology advance rapidly. Now why are we mentioning something that is a no brainer, well as they advance this technology it will make more businesses mobile. It has already begun to open the doors to global business, which means more people will be using the Internet to conduct business both in and out of the office. They are starting to move from cables to wireless, and that means these companies will need to provide a secure way for their employees to access both the Internet and their Intranet network.

Seamless has the technology that allows a business to be in a totally secure wireless environment, a person can walk around with their laptop from office to office without the worry of that information being hijacked. The price at this point does not reflect what the company has as of yet, they have not received the media attention because they have kept a relatively low profile. So we will continue to follow this stock as companies like Microsoft, Yahoo and Google make the advances in the Internet industry that will draw more interest to Wireless Internet/Intranet security.

General Motors (NYSE: GM) is just having a bad time, from downgrades to rumors of the company going bankrupt. All that needs to be said at this point is that GM’s CEO Rick Wagoner needs to focus on the shareholders and not the board nor himself. The company needs someone involved that has a history of success in the automotive industry, Kerkorian offered that and as of now it has not happened. According to reports Wagoner has the board behind him but what does that do for the shareholders? , if they get thrown into bankruptcy it will be damaging to shareholder equity. So until GM puts someone in play that can turn the company around they will continue to spiral out of control. The street is brutal, as we have said time and time again, so they should expect to get kicked when they are down.

Yesterday, NAMC Newswire correspondent Peter Farrell reported that the biggest takeover in the Natural Gas industry could happen and it looks like it is. ConocoPhillips (NYSE: COP) is lined up to acquire natural gas producer Burlington Resources Inc. (NYSE: BR) for a price tag of over $35 billion. This will make it the biggest deal in the Natural Gas industry since Chevron (NYSE: CVX) acquired Texaco.

Now, just today, Jonathan Jacoby of Banc of America downgraded Sirius Satellite Radio (NASDAQ: SIRI) from a Neutral to a Sell while raising their price target for XM Satellite Radio (NASDAQ: XMSR). Jacoby is off target and I think that he is not looking at the big picture. Both companies have not even tap their potential, the satellite radio industry is just beginning to develop, similar to the internet industry when it was evolving and continues to evolve. The difference is that right now there are only two players in the game and one has locked up the automobile market while the other has the retail market wide open. Even though the arrival of Howard Stern is much anticipated, I really doubt that he is the end all of Sirius. He does add value but Mel Karmazin is a smart businessman and he is not solely banking on the success of Sirius on Stern. So we are ignoring Jacoby’s downgrade and do agree with his target on XM Satellite. As we stated 2006 will be the catapult year for the company. Keep it on your stock watch.

Information contained herein is the opinion of Louis Victor and is intended to be used strictly for informational purposes. You should be aware that Mr. Victor attempts to assure himself of the accuracy of the information contained in the analyses he publishes. None of the information contained in this opinion constitutes a recommendation by Mr. Victor, New Age Media Concepts nor the NAMC Newswire that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. You must make your own independent decisions regarding any security, portfolio of securities, transaction, or investment strategy mentioned on the program. The companies that are discussed in this opinion have not approved the statements made in this opinion Louis Victor’s past results are not necessarily indicative of future performance. Neither Mr. Victor, New Age Media Concepts nor the NAMC Newswire guarantees any specific outcome or profit, and you should be aware of the real risk of loss in following any strategy or Investments Opinion posted here. This opinion contains forward-looking statements that involve risks and uncertainties. This material is for informational purposes only and should not be construed as an offer or solicitation of an offer to buy or sell securities. The strategy or investments discussed may fluctuate in price or value and you may get back less than you invested. Before acting on any information contained here, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Louis Victor, New Age Media Concepts nor the NAMC Newswire are not licensed brokers, broker dealers, market makers, investment advisors, analyst or underwriters